Insuring Durham & North Carolina

Bowen Agency, Inc. Inc. is an independent insurance agency in Durham, North Carolina that is committed to providing you with the information needed in order to make the right decision when it comes to protecting your family, home, auto and property. We offer personal attention, competitive pricing and a broad range of insurance products to meet your needs. Whether you need personal insurance or business insurance protection, we can show you how to maximize your insurance program with discounts and cost saving features.

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Posted: May 21, 2019

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the... Read Article

Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Posted: May 20, 2019

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living... Read Article