

Bowen Agency, Inc. Inc. is an independent insurance agency in Durham, North Carolina that is committed to providing you with the information needed in order to make the right decision when it comes to protecting your family, home, auto and property. We offer personal attention, competitive pricing and a broad range of insurance products to meet your needs. Whether you need personal insurance or business insurance protection, we can show you how to maximize your insurance program with discounts and cost saving features.

Posted: December 7, 2025
Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...
Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...